What are My Rights?: Your Rights under the Fair Credit Reporting Act (FCRA) as a consumer and American citizen (English Edition)

The Fair Credit Reporting Act is federal legislation to protect you, the consumer. It is a federal rule or statute, meaning that regardless of which of the 50 states in which you reside (assuming that you have obtained your U.S. citizenship), you are qualified to be protected by this rule and you may protect your legal rights through a lawsuit against infringing parties in a court of law, if they violate your rights under the Fair Credit Reporting Act. This federal or national law is not to be taken lightly since your right to privacy and your right to be free from defamation of character are enshrined within this Act which was passed by the legislature.